A Rhode Island CPA You Can Actually Talk To
Jon Kaine, CPA
TITLE
Associate Principal
HOMETOWN
Portsmouth, RI
YEARS OF EXPERIENCE
12
EDUCATION
When the going gets tough, the tough get going
Jon was born and raised in the Boston area and attended Merrimack College. Driven by a passion for numbers and understanding of financial information, he graduated with a degree in accounting in 2012. Shortly thereafter, he earned his Certified Public Accountant license in 2013.
Jon brings years of experience from both the public and private industries to his position at Dark Horse. He began his career working in audit for a Big Four accounting firm, which allowed him to build a strong foundation of accounting principles and knowledge of business processes and controls. Working in Corporate Accounting for both small and large companies allowed him to apply his knowledge and expertise. What ultimately led him to Dark Horse was the passion and drive to solve problems and provide solutions to as many businesses as possible.
When not working, Jon enjoys spending time with his wife Tara and two children, Edwin and Rylee. Jon enjoys anything active and outdoors but especially hiking, skiing and boating, and fishing on Narragansett Bay.
Specialties
Financial Report Preparation
Forecasts and Projections
Cash Flow Analysis
Payroll Set up and Processing
Bill Pay
Monthly Account Reconciliation
Accrual Basis Accounting
Industries
Technology
Professional Services
Manufacturing & Distribution
eCommerce
CFO & Accounting Advisory from your Rhode Island CPA
Providence’s thriving economy—fueled by its strong presence in higher education, healthcare, design, and manufacturing—makes it an ideal environment for entrepreneurs, established companies, and high-growth industries. Whether you need support with your financial strategy, day-to-day accounting, or long-term growth planning, your dedicated advisor, Jon Kaine, is here to help. Specializing in fractional CFO services, outsourced accounting advisory, and bookkeeping, Jon partners with Providence small businesses, their owners, and individuals who value a deeper, more proactive relationship with their financial professional.
80%
Net Promoter Score
The average NPS for accounting firms is 38%. At Dark Horse, 80% of our clients would recommend us to a friend.
Net Promoter Score
Companies use this metric to gauge how happy their customers are with their services. It's calculated by taking the percentage of "promoters" minus the % of "detractors. "The average NPS score for the accounting industry is 39%, less than the DMV! We believe it's important to share that we have successfully fulfilled our promise to WOW clients and consistently monitor this metric to ensure we continue to deliver on the highest level.
550+
5-Star Reviews
Our Google and Yelp reviews speak for themselves. Our goal is to provide 5-star service to every client, every time.
5-Star Reviews
When someone shares their experience with us online, we find it extremely valuable to know where we've exceeded expectations and where we can improve. Many of our clients decide to engage with us as a result of reading about other Dark Horse clients’ experiences. Even when things do not go as planned, we do everything we can to make it right.
90%
Retention Rate
We're all about creating long-lasting, value-added relationships.
Retention Rate
This is the frequency of repeat business from our clients that work with us. This means that 9 out of 10 clients use us for subsequent years. That shows us that people enjoy working with our CPAs, are pleased with the work, and want to continue with Dark Horse over the long term.
JON KAINE, CPA
When I first learned about Dark Horse, what stood out to me was their philosophy around outsourced accounting and fractional CFO services. It wasn’t about clocking hours — it was about delivering meaningful outputs and measurable outcomes that truly move the needle for clients. As I learned more, I found a firm committed to providing clarity, strategy, and lasting impact in every engagement. Dark Horse empowers its people with the tools, support, and autonomy to focus on what matters most: building strong relationships and delivering exceptional results. This approach aligns perfectly with my desire to serve clients through CFO and accounting advisory services that go beyond the numbers, helping them make informed decisions and achieve sustainable growth. The result? Clients receive proactive, high-level financial guidance, and our team thrives both professionally and personally.
Tax Strategy & Compliance for Providence Locals
The Problem: Too often, Providence residents only see the impact of taxes when they file—whether it’s owing more than expected, receiving a smaller refund, or realizing they missed planning opportunities. With Rhode Island’s state income tax, property taxes, and complex federal requirements, navigating compliance while maximizing savings is challenging without the right advisor.
The Solution: At Dark Horse CPAs, our tax team works year-round with individuals and families to reduce liability, ensure compliance, and create forward-looking strategies. From Rhode Island state and federal filings to real estate, retirement, and investment planning, every engagement includes proactive tax strategy so clients can move forward with clarity and confidence.
JON KAINE, PRINCIPAL
“While I don’t personally provide tax services, I have the utmost respect for the way our tax team works. They’re proactive, strategic, and committed to ensuring clients never have surprises at tax time. I’m proud to partner alongside them to deliver a full advisory experience for our clients.”
Outsourced Accounting & CFO Services Providence Businesses
The Problem: Many Providence business owners lack reliable financial data and the strategic CFO-level guidance needed to scale. Without clear insight into cash flow, budgeting, and forecasting, business decisions are reactive instead of proactive—putting growth at risk.
The Solution: At Dark Horse CPAs, we specialize in outsourced accounting and Fractional CFO services for Providence businesses. From day-to-day bookkeeping and reconciliations to budgeting, forecasting, and KPI reporting, we deliver the clarity owners need to make informed, tax-smart decisions. By combining accurate financials with CFO-level advisory, we empower entrepreneurs to grow with confidence—without the cost of hiring a full-time CFO.
JON KAINE, PRINCIPAL
“I don’t believe in just delivering reports—I believe in helping clients understand their numbers and use them to drive strategy. My role is to connect the dots between data and decisions, so business owners can focus on growth with clarity and confidence.”
The Dark Horse Blog
The Dark Horse Blog, where we share expert insights on tax strategy, compliance updates, outsourced accounting, fractional CFO services, and more. Our content is tailored to small and medium-sized businesses as well as high-net-worth individuals.
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